Credit made ezee,

powered by AI

100+

BFSI clients

10+

Countries

$1B+

Loans processed

200+

Team members

100+

BFSI clients

10+

Countries

$1B+

Loans processed

200+

Team Members

Our mission

To give lenders the infrastructure they need to build better credit operations, bringing origination, decisioning, servicing, and collections together on a flexible platform.

Our vision

To build an enduring company that solves real problems in lending, creates meaningful impact in the world, and inspires leaders to build with purpose, resilience, and generosity.

Our Story

We spent years building lending platforms inside banks. Then we
built the one we wished existed.

It started when we saw how much complexity lenders were expected to manage every day.

Across the credit lifecycle, too many teams were still working through fragmented systems, manual processes, and software that was never designed for the speed, flexibility, and scale modern lending demands.

Origination, decisioning, servicing, and collections often operated in silos, making it harder for institutions to move quickly, adapt confidently, and deliver seamless borrower experiences.

We had seen the difference the right technology could make. Not just in making operations more efficient, but in helping lenders build stronger, more connected credit journeys from end to end.

So we built the ezee.ai eco-system.

A modular, AI-powered, no-code platform built to help banks, NBFCs, and financial institutions simplify and scale every stage of the credit lifecycle from origination to collections.

 

Our journey

2017
Founded EpikIndifi launches in Chennai. First lines of code for what becomes ezee.ai.
2019
First Enterprise NBFCs Secured early wins by onboarding NBFCs with AI-powered credit scoring & workflow automation.
2021
Modular Platform Deployed modular credit automation platforms across 20+ financial institutions
2022
Global Expansion APAC, MENA, and Australia. 55+ customers.
2024
Rebrand to ezee.ai Sharper focus on AI-native, no-code credit.
2025
SME Finance Forum Joined G20/IFC-backed network. 100+ clients.
2026
WCUC Platinum Sponsor Global credit union push begins.

Meet the leadership

Rajendra Awasthi

Rajendra Awasthi

CEO & Co-Founder

Over 35 years of global experience in banking and technology, with deep expertise across insurance, corporate banking, retail banking, core banking, and program management. A strategic leader and mentor who has built large teams and delivered major transformation programs.

Sushmitshri Babu

Sushmitshri Babu

CTO & Co-Founder

Over 28 years of global experience in retail and institutional banking technology across Singapore, South Asia, Australia, and the Caribbean. A strong leader who has built high-performing teams and delivered critical banking solutions across multiple international markets

Vaidy Bala

Vaidy Bala

CPO & Co-Founder

Over 28 years of experience leading Digital transformation across banking and financial services, spanning Agile delivery, Technical programs, APIs, Cloud and System integration. Proven in driving complex transformations across Europe, Australia, and Asia.

What we stand for

Customer First

Innovation

Ownership

Integrity

Awards & Recognitions

You’re one step away from smarter AI-native lending.

Make the move and see ezee.ai in action.